Sign up so you can take credit for your future.

Welcome! We look forward to working with you. Please fill out the form below to set up your CONFIDENTIAL One-on-One Financial Counseling Appointment.

For questions or concerns, please contact us at or 773-275-0900

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As a nonprofit, we make sure that cost never keeps anyone from utilizing the services we offer. One-on-one counseling is completely free - not just for the first appointment, but for the 12-month duration of our counseling program.

If you are enrolling per your employer or a strategic partner, please visit your specific site by using this page: . If you don't know which site to sign up on, please contact us at or 773-275-0900.

Why do we need your Social Security Number?
Social Security Number Details
Your SSN is important to our ability to pull your credit report. Your SSN is encrypted and not stored on our website. Your Working Credit counselor will only be able to see the last four digits of your SSN. If you do not have an SSN, or if you do not wish to share yours, please type in all ZEROS (0) into this field to continue signing up.

You consent to signing the Participant Agreement electronically and to have a record of the executed Agreement sent to you electronically. This consent relates solely to the Participant Agreement. To access a copy of the executed Agreement, you will need to have internet access, a computer or other device that allows you to connect to the Internet, and a software program like Adobe Acrobat Reader, Google Drive or another type of PDF reader to open the document. If you would like to withdraw consent, update your information, obtain a paper copy (at no cost), or otherwise need assistance, please contact us at 773-275-0900 or